---
description: MIDA mortgage with interest starting from 4% per year. Calculate the monthly payment with the mortgage calculator and apply to Birbank.
title: MIDA Mortgage and Mortgage Calculator
image: https://ipoteka.birbank.az/assets/images/logo/logo2025.svg
---

## MIDA Mortgage loan

Mortgage loan with preferential terms designed for purchasing apartments built by MIDA LLC and investors who have made agreements with MIDA LLC with the support of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan (ARİKZF).

[Download required documents list](<https://ipoteka.birbank.az/api/products/document/0d33afe5-653b-489d-9de4-1380a6682fa5.pdf?productName=MIDA Mortgage loan>)

![card-img](https://ipoteka.birbank.az/assets/images/icons/npurset.svg)

Down payment

from 10 %

![card-img](https://ipoteka.birbank.az/assets/images/icons/nwallet.svg)

Maximum loan amount

100 000 AZN

![card-img](https://ipoteka.birbank.az/assets/images/icons/npercent.svg)

Annual interest rate

from 4 %

## MİDA personal account number

To apply for a MIDA mortgage, you will need to obtain an ASAN Imza or an electronic signature from the ASAN Service, and then obtain a MIDA Personal Account number through the ASAN Service. Once you have obtained your MIDA Personal Account number, you can upload the required documents and submit your application.

[Go to ASAN Service](https://www.asan.gov.az/az)

![MIDA](https://ipoteka.birbank.az/assets/images/static/asan.png)

MIDA mortgage calculator

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# Detailed information about the mortgage

Mortgage termsRequired documentsMortgage partners

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- ![header-img](https://ipoteka.birbank.az/assets/images/static/doc.svg) Digər şərtlər