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title: Articles about mortgages -Ipoteka.birbank.az
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Articles about mortgages

Most popular articles

![blog](https://ipoteka.birbank.az/api/articles/photo/fa4d51b9-65e1-4c5a-89f8-9439eefa6af1.webp)

İpoteka krediti nədir?

![blog](https://ipoteka.birbank.az/api/articles/photo/729cc850-72d0-4342-bc72-2828ef5a9a92.webp)

What documents are required to obtain an internal mortgage, and where can these documents be obtained?

![blog](https://ipoteka.birbank.az/api/articles/photo/75289763-0013-4b6e-853c-8e865200d3e9.webp)

Who is considered a person with other sources of income? How can they benefit from a mortgage?

![blog](https://ipoteka.birbank.az/api/articles/photo/2b3a6112-2e87-422b-b106-4aefd4d08185.webp)

What is a mortgage loan used for construction of residential buildings, and who is eligible to apply for it?

![blog](https://ipoteka.birbank.az/api/articles/photo/0fc54a49-997a-4f13-8e25-8167ac1ce527.webp)

Who can act as a co-borrower when applying for a mortgage, and why is a co-borrower required?

All articles

![blog](https://ipoteka.birbank.az/api/articles/photo/fa4d51b9-65e1-4c5a-89f8-9439eefa6af1.webp)

İpoteka krediti nədir?

İpoteka krediti mənzilin (evin) əldə edilməsi üçün nəzərdə tutulan kredit növü olmaqla, mənzil almaq istəyən şəxsin mənzil alınması üçün kifayət qədər vəsaiti olmadıqda bank tərəfindən evin alınmasına ayrılan kredit növüdür.

![blog](https://ipoteka.birbank.az/api/articles/photo/729cc850-72d0-4342-bc72-2828ef5a9a92.webp)

What documents are required to obtain an internal mortgage, and where can these documents be obtained?

To get an internal mortgage, the borrower needs to provide proof of marital status (indicating whether married, single, or divorced), documentation confirming the availability of income, such as official salary statements, pension or benefit documents, or proof of entrepreneurial activity.

![blog](https://ipoteka.birbank.az/api/articles/photo/75289763-0013-4b6e-853c-8e865200d3e9.webp)

Who is considered a person with other sources of income? How can they benefit from a mortgage?

The category of persons with other sources of income includes self-employed individuals and those with a regular income that can be verified through relevant documents such as bank card statements or accounting books. The list provided below is not exhaustive but gives examples of professions that may fall into this category:

![blog](https://ipoteka.birbank.az/api/articles/photo/2b3a6112-2e87-422b-b106-4aefd4d08185.webp)

What is a mortgage loan used for construction of residential buildings, and who is eligible to apply for it?

A residential mortgage loan is a type of mortgage that provides financing specifically for the construction of private residential buildings on land owned by individuals. As per the terms, clients are allowed to undertake construction projects in any region of the country. The loan can be secured by properties such as apartments, country houses, private constructions, or non-residential areas that are owned by the client or other individuals located specifically in Baku, Absheron, and Sumgait.

![blog](https://ipoteka.birbank.az/api/articles/photo/0fc54a49-997a-4f13-8e25-8167ac1ce527.webp)

Who can act as a co-borrower when applying for a mortgage, and why is a co-borrower required?

The co-borrower is a first-degree relative of the borrower (the person receiving the mortgage) who has official or other verifiable income and possesses the same rights and obligations as the borrower under the mortgage agreement.