Mortgage
Whether you're seeking a spacious home for your family, a countryside house, or real estate, Birbank is here to assist.


Mortgage on apartments with a deed of ownership
This mortgage loan, funded by the bank's own resources, is designed for the purchase of apartments (with a deed of ownership) in newly constructed buildings, old buildings, as well as private houses and countryside houses.
from 15 %
Down payment
from 16.5 %
Annual interest rate
500 000 AZN
Maximum amount

Mortgage on apartments without a deed of ownership
This mortgage loan, funded by the bank's own resources, is designed for the purchase of apartments in newly constructed buildings without a deed of ownership secured by other real estate with a deed of ownership (different terms may be applied by partner companies).
from 15 %
Down payment
from 16.5 %
Annual interest rate
500 000 AZN
Maximum amount

Mortgage on other sources of income
Internal mortgage loans are available to individuals with alternative sources of income (such as landlords, tutors, traders, specialists, etc.) and to individual entrepreneurs with or without TIN.
from 15 %
Down payment
from 16.5 %
Annual interest rate
500 000 AZN
Maximum amount





MIDA Mortgage loan
Mortgage loan with preferential terms designed for purchasing apartments built by MIDA LLC and investors who have made agreements with MIDA LLC with the support of the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan (ARİKZF).
from 10 %
Down payment
from 4 %
Annual interest rate
100 000 AZN
Maximum amount





